数字普惠金融赋能农业高质量发展——基于土地流转视角
Digital Inclusive Finance Empowers High-Quality Development of Agriculture——Based on the Perspective of Land Transfer
杨佳利 1张穗琳 2张梓婷2
作者信息
- 1. 韶关学院 商学院;韶关学院 粤北乡村振兴研究中心,广东 韶关 512005
- 2. 韶关学院 商学院
- 折叠
摘要
数字普惠金融具有普惠性、数字化与绿色引导效应,不仅通过降低金融准入门槛、缓解信息不对称性和促进农业生产绿色转型为农业高质量发展点燃新引擎,还通过土地流转行为改进对农业高质量发展产生间接影响.然而,农村数字普惠金融基础设施供给不足和农户数字金融素养偏低制约了农业高质量发展;从土地流转角度来看,土地流转的非农化与土地转入规模偏小也会给数字普惠金融赋能农业高质量发展带来挑战.为此,应通过完善农村数字基础设施、提升农户数字金融素养、有序推进土地转出、发展适度规模农业等途径,助力数字普惠金融与农业高质量发展的有机融合,加快实施乡村振兴战略.
Abstract
Digital inclusive finance has inclusive,digital,and green guiding effect.It not only reduces financial access barriers,alleviates information asymmetry,and promotes green transformation of agricultural production to ignite new engines for high-quality agricultural development,but also indirectly affects high-quality agricultural development through improving land transfer behavior.However,the insufficient supply of digital inclusive financial infrastructure in rural areas and the low digital financial literacy of farmers have constrained the high-quality development of agriculture;from the perspective of land transfer,the non-agriculturization of land transfer and the relatively small scale of land transfer will also pose challenges to the digital inclusive finance empowering high-quality agricultural development.It is necessary to comprehensively promote the organic integration of digital inclusive finance and high-quality agricultural development by improving rural digital infrastructure,enhancing the digital financial literacy of farmers,orderly promoting land transfer and developing moderately scaled agriculture.
关键词
数字普惠金融/农业高质量发展/土地流转Key words
digital inclusive finance/high quality development of agriculture/land transfer引用本文复制引用
出版年
2024
NETL
NSTL
万方数据