Social Insurance Participation Choices of Workers in New Business Forms and Their Influencing Factors:A Survey of Delivery Riders and Couriers
Within the theoretical framework of"social structure and individual action,"this study conducts a field survey on the social insurance participation behavior of over 1600 workers in new business forms across China and investigates the influencing factors behind it.The level of social insurance participation,particularly employment-related social insurance among workers in new business forms,such as instant delivery riders and couriers,is found to be relatively low.Empirical findings indicate that institutional characteristics,including statutory labor relations,directly determine the overall level of social insurance participation and influence the choice between different public pension and medical insurance schemes for workers in new business forms.Individual characteristics such as age,health status,and income levels,along with their interaction with institutional characteristics,significantly impact insurance participation behavior.Drawing insights from in-depth interviews with workers and local governments,this paper further elucidates insurance participation behavior by examining the embedding of institutional structure into individual rational decision-making.Finally,targeted policy suggestions are proposed to enhance labor laws and regulations and optimize the design of the social security system.
workers in new business formssocial insuranceinstitutional structureparticipation choices
万方数据
维普
