Financial Regulatory Challenges and Technical Governance Solutions in the Digital Era
At present,China's digital economy has ushered in a period of comprehensive and accelerated development,and emerging technologies and Internet platform models have been widely used to change the traditional financial industry,leading the digital transformation of finance and promoting financial inclusive growth.However,the innovation of financial technology has given rise to many regulatory challenges,and it is difficult to find a balance between financial development and the pursuit of financial stability,financial fairness and other values.This paper focuses on the characteristics of financial development in the era of digital economy,and analyzes the pattern of financial regulatory challenges and the way to technical governance.Digital financial innovation should be accompanied by a new technology-based regulatory system,which can help promote the high-quality development of the digital economy from the dimensions of coordinating the regulatory functions of digital finance,perfecting the digital financial credit system,standardizing the digital financial market,and optimizing the regulatory sandbox.At the same time,technical governance should also comply with the basic principles of administrative decision-making and regulation,and bring technology and technical governance into the rule of law.
Digital EconomyFintechDigital FinanceFinancial RegulationRegulatory SandboxTechnical Governance
NETL
NSTL
万方数据
