Analysis and Strategy Research on the Financing Status of Small and Medium-Sized Scientific and Technological Enterprises——Take Nanyang as an Example
Technology-based small and medium-sized enterprises are the backbone of the modern industrial in-novation ecology,and it is a major national matter to improve their ability to provide scientific and technological fi-nancial services.Focusing on the group of technology-based small and medium-sized enterprises in Nanyang City,Henan Province,this paper analyzes the current situation of the local business policy environment and the financing channels,summarizes the financing difficulties faced by technology-based small and medium-sized enterprises in Nanyang City from the three levels of the government,the financial institutions and the enterprises themselves,and puts forward suggestions,including increasing of the government's policy supports,targeted adjustment of credit strategies by financial institutions,improvement of the adaptability of guarantee methods of scientific and technolog-ical financial products,and enrichment of financial product supply,in order to provide some ideas and directions to improve the"difficult and expensive financing problems"and other issues faced by technology-based small and medi-um-sized enterprises in Nanyang.
technology-based small and medium-sized enterprisesfinancingfinance