The rapid development of finance has brought extensive and complex risks to China's finan-cial market.This is particularly evident in the case of technology-enabled finance,where financial risks are becoming more complex,contagious,technical,and sudden,posing new challenges to the construction of the rule of law for financial stability.Currently,China has achieved some progress in the construction of the rule of law for financial stability.However,there are still challenges in legislation,execution and judica-ture,including the incomplete legal system for financial stability,the inadequate division of labor in finan-cial supervision,and the lack of exceptional quality and efficiency in financial justice.To address these is-sues,China should enhance the quality of financial stability legislation,adapt to the evolving times,close legislative loopholes,and improve the flexibility and systemization of legislation.Additionally,it should pro-mote the reform of the national financial regulatory system,fully utilize the guiding role of the National Fi-nancial Regulatory Administration,consolidate the financial supervision responsibilities of local institutions,and emphasize the protection of financial consumer rights and interests.Furthermore,it should improve the capacity and level of financial justice,actively review and accurately apply normative documents,and ad-dress the problem of financial judicial relief.
关键词
金融风险/金融稳定法/金融科技/金融监管/金融法治
Key words
financial risk/the law for financial stability/fintech/financial regulation/the rule of law for financial