The development of RegTech in China needs to operate within the framework of the rule of law,and legislation is the key to ensuring the legal operation of RegTech.The legislative of RegTech in China often presents the characteristics of legislation based on documents and case by case,lacking sufficient legal protection.Drawing on the two models of prudent authorization legislation and inclusive legislation in international RegTech,combined with local experience and regulatory resources,China's RegTech should adopt inclusive and prudent legislation as a whole,and adopt prudent authorization legislation in some economically developed regions and cutting-edge fintech areas.By strengthening the top-level legal construction of RegTech,smoothing the legislative transformation mechanism,accelerating the formulation of RegTech standards,and regulating the management of third-party technology service providers,measures can be taken to enhance the efficiency of financial regulation,reduce regulatory costs,and promote the coordination and balance of financial technology innovation,consumer rights protection,and financial security.
RegTechlegislative modelprudent authorization based legislationinclusive legislation
万方数据
维普
