首页|时间银行与长期护理保险融合发展研究

时间银行与长期护理保险融合发展研究

扫码查看
时间银行和长期护理保险的出现对于应对缓解养老压力具有重要的现实意义,可以在一定程度上聚集社会力量,共克养老难题,但在试点阶段均存在影响功能发挥的难题.因此,为解决时间银行与长期护理保险试点阶段的运行问题,在分析两者各自优劣势基础上,剖析两者的运行现状与特点并进行论证.研究结果表明,时间银行和长护险的运行优势恰好可以弥补对方的运行短板,将护理资源丰富的时间银行与保险公司背书的长期护理保险融合发展可为彼此的运行提质增效.基于此构建解决两者运行难题的"时护融合"体系,以期为我国养老服务体系的发展提供决策参考.
Research on the Integrated Development of Time Banking and Long-term Care Insurance
The emergence of time banking and long-term care insurance is of great practical significance in coping with the alleviation of old-age pressure,and to a certain extent,they can gather social forces to over-come the problem of old-age care,but there are problems affecting the functioning of both of them in the pilot stage.Therefore,in order to solve the operational problems of time banking and long-term care insurance in the pilot stage,we analyze the operational status and characteristics of the two based on the analysis of their re-spective advantages and disadvantages,and then carry out the demonstration.The results of the study show that the operational advantages of time banking and long-term care insurance can make up for each other's shortcom-ings,and the integration of time banking,which is rich in nursing resources,and long-term care insurance,which is endorsed by insurance companies,can improve the quality and efficiency of each others operation.Based on this,a"time-care integration"system is constructed to solve the operational problems of both,with a view to providing decision-making references for the development of China's elderly care service system.

time bankinglong-term care insurancelabor pensioncomplementarityfusion system

苑浩然、陈盛伟

展开 >

山东农业大学经济管理学院,山东泰安 271018

山东理工大学经济学院,山东淄博 255000

时间银行 长期护理保险 劳务养老 互补性 融合体系

2024

泰山学院学报
泰山学院

泰山学院学报

影响因子:0.171
ISSN:1672-2590
年,卷(期):2024.46(5)