Digital Financial Inclusion and Household of Financial Asset Investment
With the rapid development of financial technology,digital inclusive finance has gradually entered residents'homes.Based on this,the paper explores the impact of digital inclusive finance on the investment of household financial assets in China.Empirical results show that the development of digital inclusive finance has a significant positive effect on household financial as-set investment.Among them,digital inclusive finance is promoting the diversification of household investment through two chain-based intermediary paths of financial literacy,risk preference and income level,and household consumption expenditure.The re-search conclusions of this paper provide theoretical support for promoting the popularization of financial knowledge,stimulating consumer spending,optimizing Internet investment channels,and promoting the development of digital inclusive finance.
Digital inclusive financeHousehold financial asset investmentChain multiple intermediary effect
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