Can the Development of Digital Finance Help Promote Farmers'Entrepreneurship?
This study probes into the moderating effect of cognitive ability and material desire on the relationship between digital finance development and households'enterprising.Based on data drawn from indexes of Digital Financial Inclusion in China and China Labor-force Dynamic Survey(CLDS),it finds that:(1)Digital finance does not significantly affect rural households'entre-preneurial decision-making,while promotes the degree of enterprising;(2)Cognitive ability level has a positive impact on the re-lationship between digital finance and degree of rural households'enterprising,but material desire has the oppositive effect,namely,rural households with low material desire could acquire more enterprising support in the digital finance development in-stead.
Digital financeEnterprising participationInternal impetus