金融风险资产持有、心理压力与幸福感
Financial Risk Asset Holdings,Psychological Pressure and Happiness
刘恒宇 1彭耿2
作者信息
- 1. 吉首大学商学院
- 2. 江苏理工学院经济学院
- 折叠
摘要
金融风险资产持有与幸福感之间存在密切的联系.本文利用2018年度中国家庭追踪调查数据,通过理论分析和实证证明了在金融市场上持有风险资产会对幸福感产生负面影响,且心理压力在两者之间发挥了显著的中介作用.此外,区域异质性分析发现东部地区家庭持有金融风险资产对幸福感的负面影响显著大于中部地区和西部地区的家庭.研究结论为政府提升居民幸福感与金融机构建立更完善的金融环境提供了一定的启示.
Abstract
An osculating correlation exists between possession of financial risk portfolio and happiness.Using the 2018 China Family Panel Studies(CFPS2018)data,this paper theoretically and empirically certifies that the possession of financial risk port-folio negatively affects happiness,while psychological pressure plays a significant mediating role between the two variables.Ad-ditionally,regional heterogeneity analysis finds that the negative impact of financial risk products on happiness in households in the eastern region is more pronounced than that in the central and western regions.The research conclusions provide some en-lightenment for the government to improve residents'happiness and financial institutions to establish a better financial environ-ment.
关键词
金融风险资产持有/心理压力/幸福感/数字普惠金融Key words
Financial risk asset holdings/Psychological pressure/Happiness/Digital inclusive finance引用本文复制引用
出版年
2024
NETL
NSTL
万方数据