Characteristics,Combating Difficulties and Countermeasures for Money Laundering by Underground Banks
In recent years,underground banks have become an important channel for money launderers to clean the proceeds of crime,promoting serious criminal activities such as corruption,smuggling,and drug trafficking.There are broad and narrow senses of money laundering.Underground banks mainly engage in narrow-sense money laundering,encompassing characteristics like various types,different sources and destinations of funds,and distinct business models.Underground banks use various methods to clean the money from various sources.They collude with financial institutions with online operations to continuously adopt new money laundering methods,including the use of virtual currencies for cross-border money laundering,resulting in difficulties in crime detec-tion,evidence collection,money tracing and comprehensive supervision.This paper proposes establishing a three-dimensional prevention model with the participation of various agencies to enhance the comprehensive governance capability of money laundering,and forming a new mechanism for combating money laundering with a formidable task force to better govern underground banks.
万方数据
维普
