Wealth,Negative Assets Structures and Investment Dilemma
Family wealth structures include positive wealth structure,negative wealth structure and the zero wealth structure.The formula of family happiness index can be measured by two factors:family wealth structure value and computational anxiety.The structure of household negative equity is closely related to computational anxiety and return on assets.The negative equity structure leads to the decline of house-hold consumption and brings negative chain effect.The investment view from the perspective of computational anxiety is more applicable to ordinary household investors,and the optimal combination of computational anxiety and household wealth structure can better alleviate the household investment dilemma.