Does Digital Inclusive Finance Promote Entrepreneurship among Rural Residents?——Based on the Dual Perspectives of Internet Payment Ability and Social Network
Based on the Household Finance Survey data(CHFS)and Digital financial Inclusion Index in 2015,2017 and 2019,this paper studies the impact of digital financial inclusion on rural residents'entrepre-neurship..The results show that digital inclusive finance has a significant positive impact on rural residents'en-trepreneurship;Digital inclusive finance indirectly affects rural residents'entrepreneurship through the improve-ment of Internet payment ability and social network transmission.Digital financial inclusion has a more signifi-cant impact on the entrepreneurship of middle-aged rural residents,which can promote the entrepreneurship of rural residents with low and medium financial literacy level,and has a significant promoting effect on the en-trepreneurship of rural residents in the eastern region.
digital inclusive financerural residents'entrepreneurshipinternet payment abilitysocial networksfinancial exclusion
国家科技期刊平台
NSTL
万方数据
