数字金融对专精特新中小企业研发创新的影响
The Impact of Digital Finance on the R&D and Innovation of Specialized and Innovative Small and Medium-Sized Enterprises
王慧 1夏天添2
作者信息
- 1. 江西科技学院,江西南昌 330000;菲律宾中央大学,菲律宾伊洛伊洛5000
- 2. 云南师范大学,云南昆明 650000
- 折叠
摘要
基于我国2018-2022年专精特新中小企业上市公司的面板数据,实证分析数字金融对专精特新中小企业研发创新的影响机制.结果表明,数字金融通过缓解融资约束、降低市场风险、加快IPO进程,从而推动专精特新中小企业研发创新.因此,相关金融机构应加大数字金融技术投入与建设力度,拓展数字金融服务边界,以支持专精特新中小企业高质量发展,创造优渥的金融空间.
Abstract
Based on the panel data of specialized and innovative small and medium-sized enterprises lis-ted in China from 2018 to 2022,this paper empirically analyzes the impact mechanism of digital finance on R&D and innovation of specialized and innovative small and medium-sized enterprises.The results show that digital finance promotes the R&D and innovation of specialized and innovative small and medium-sized enter-prises by easing financing constraints,reducing market risks,and speeding up the IPO process.Therefore,rele-vant financial institutions should increase the investment and construction of digital financial technology,ex-pand the boundaries of digital financial services,in order to support the high-quality development of special-ized small and medium-sized enterprises,and create a good financial space.
关键词
数字金融/融资约束/专精特新/中小企业研发创新Key words
digital finance/financing constraints/specialized and new/r&d and innovation of small and medium-sized enterprises引用本文复制引用
基金项目
江西科技学院江西省区域发展研究院专项课题(QYFZ2104)
出版年
2024
国家科技期刊平台
NSTL
万方数据