Student financial aid is an important approach to develop education to alleviate poverty and promote common prosperity.With the elimination of absolute poverty,the recurrence,diversity and non-geographical characteristics of relative poverty will surely give new theoretical value and practical significance to the work of student financial assistance in colleges and universities.It is an important way to achieve stable and high-qual-ity poverty alleviation by deeply analyzing the connotation of funding and educating people in the field of colle-ges and universities,and constructing an integrated two-wing funding service education system of"guarantee"and"development".Furthermore,there are troubles in the current work of colleges and universities,such as the"two skins"of helping the poor and educating,the imbalance between theoretical research and practical innovation,the separation of main needs from external resources,and the opposition between implementation intensity and validity.To solve these problems,it is necessary to construct a development-oriented funding and education system from the theoretical logic of education,the actual needs of development and the innovative choice of mechanism paths.