Research on the Legal Mechanism of Green Credit Development
From the perspective of the demand for legal mechanisms in the development of green credit,green credit needs to be included in the scope of legal governance;Commercial banks need legal norms to implement the concept of green development;As one of the ways for enterprises to fulfill their social responsibility,green credit needs to be clearly defined by law.However,there is currently insufficient supply of legal mechanisms for the development of green credit in China,mainly manifested as:the information sharing mechanism of green credit is not smooth;Lack of green credit promotion and incentive mechanisms;The risk prevention mechanism for green credit is lacking.Drawing on the beneficial experience of foreign green credit legal mechanism construction and combining with the development status of green credit in China,we should construct and improve the legal mechanism for the development of green credit in China from both macro and micro levels.At the macro level,we must adhere to the legal principles of sustainable development and risk prevention,and choose a legislative model that combines soft law and hard law.At the micro level,it is necessary to improve legal mechanisms such as green credit information sharing,incentives,and supervision.
Green CreditInformation Sharing MechanismLegal Mechanism