首页|金融科技对普惠金融与绿色金融协同发展的驱动效应研究

金融科技对普惠金融与绿色金融协同发展的驱动效应研究

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绿色金融与普惠金融协同发展对于推动中国经济社会高质量发展意义重大.基于2011-2021年中国291个地级市的经济金融面板数据,研究发现,金融科技有助于推动普惠金融与绿色金融融合发展.普惠金融与绿色金融的耦合协调水平较高,金融科技显著推动了普惠金融与绿色金融的融合发展.进一步研究发现,金融科技通过提升金融的资源配置功能统筹普惠金融与绿色金融协调发展.此外,金融科技的赋能水平不仅倚赖于地区金融发展和人力资本水平,地方政府行为也发挥着重要作用.
A Study on the Coordinated Development of Inclusive Finance and Green Finance Driven by Fintech
The 24th meeting of the Central Committee for Comprehensive Deepening of Reforms emphasized the importance of promoting the integrated development of inclusive finance and green finance.This study aims to investigate the role of fintech in facil-itating this integration,using economic and financial panel data from 291 prefecture-level cities in China spanning from 2011 to 2021.The research findings demonstrate a strong coupling coordination between inclusive finance and green finance.Moreover,the study reveals that fintech plays a significant role in promoting their integrated development.By enhancing the resource allocation function of finance,fintech facilitates the coordinated development of inclusive finance and green finance.Furthermore,the study highlights that apart from regional financial development and human capital levels,the actions taken by local governments also play a crucial role in determining the level of empowerment achieved by fintech.

fintechinclusive financegreen financecoupling modeldriving effect

王仁曾、詹姝珂、刘耀彬

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华南理工大学经济与金融学院,广东广州 510006

南昌大学经济管理学院,江西南昌 330031

金融科技 普惠金融 绿色金融 耦合模型 驱动效应

国家社会科学基金重点项目国家社会科学基金重大项目

19AJY02523QZD034

2024

厦门大学学报(哲学社会科学版)
厦门大学

厦门大学学报(哲学社会科学版)

CSTPCDCSSCICHSSCD北大核心
影响因子:0.876
ISSN:0438-0460
年,卷(期):2024.74(4)