数字普惠金融提振乡村经济韧性的影响机制研究——基于空间溢出视角的分析
The Impact Mechanism of Digital Inclusive Finance in Boosting Rural Economic Resilience:Analysis from the Perspective of Spatial Spillover
崔慧青 1郭根龙1
作者信息
- 1. 山西师范大学 经济与管理学院,山西 太原 030000
- 折叠
摘要
提振乡村经济韧性可以促进农村现代化建设.文章基于2011-2022年中国31个省份面板数据,利用空间杜宾模型实证检验数字普惠金融对乡村经济韧性的影响及空间溢出效应.结果表明:数字普惠金融显著提升乡村经济韧性;在作用机制上,数字普惠金融通过发挥民生改善效应和创业激励效应两种途径对乡村经济韧性产生影响;数字普惠金融对乡村经济韧性具有空间溢出效应.据此,需要加强数字金融体系建设,通过差异化、动态化的乡村数字普惠金融发展策略,发挥数字金融的普惠效应,提振乡村经济韧性.
Abstract
Boosting rural economic resilience can promote rural modernization.The article is based on panel data from 31 provinces in China from 2011 to 2022,and uses the spatial Durbin model to empirically test the impact of digital inclusive fi-nance on rural economic resilience and spatial spillover effects.The results indicate that digital inclusive finance significantly enhances the resilience of rural economy.In terms of mechanism,digital inclusive finance has an impact on the resilience of rural economy through two channels of improving people's livelihood and entrepreneurial incentive effect.Digital inclusive fi-nance has the spatial spillover effect on rural economic resilience.Therefore,it is necessary to strengthen the construction of the digital finance system,and through differentiated and dynamic rural digital inclusive finance development strategies,to le-verage the inclusive effect of digital finance and boost rural economic resilience.
关键词
乡村经济韧性/数字普惠金融/民生改善效应/创业激励效应/空间溢出效应Key words
rural economic resilience/digital inclusive finance/the effect of improving people's livelihood/entrepreneurial incentive effect/spatial spillover effect引用本文复制引用
基金项目
山西师范大学研究生科研创新项目(2023XSY012)
出版年
2024
NETL
NSTL
万方数据