Exploring the Optimization Path of"Insurance + Futures"Model in Agricultural Risk Management
In recent years,"insurance + futures"has developed rapidly in agricultural economic risk management.However,in the process of development and innovation,there are still some problems to be solved.The rights and responsibilities of the par-ticipants in"insurance + futures"are not equal;insurance varieties are single;premium subsidy sharing mechanism is not sound;over-the-counter option pricing is not accurate,and the cost of replication is high.Therefore,the existing"insurance + futures"model should be optimized in various aspects to form standardized products and build a standardized system;clarify the distribution of rights and responsibilities among the participating parties;build a stable premium subsidy mechanism;improve the operation mechanism of the futures market,etc.,so as to give full play to the function of the real economy of the financial serv-ices,and to promote the high-quality development of the agricultural economy.
insurance + futuresagricultural risk managementagricultural management main bodyfutures options