首页|"保险+期货"模式在农业风险管理中的优化路径探索

"保险+期货"模式在农业风险管理中的优化路径探索

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近年来,"保险+期货"在农业经济管理中迅速发展,但依然存在一些亟待解决的问题."保险+期货"各参与主体之间权责不对等;保险品种单一;保费补贴分担机制不健全;场外期权定价不精准且复制成本高等.因此,现有"保险+期货"模式要从多方面进行优化,要形成标准化的产品和体系;理清各参与主体的权责分配;构建稳定的保费补贴机制;完善期货市场运作机制等,充分发挥金融服务实体经济的功能,促进农业经济高质量发展.
Exploring the Optimization Path of"Insurance + Futures"Model in Agricultural Risk Management
In recent years,"insurance + futures"has developed rapidly in agricultural economic risk management.However,in the process of development and innovation,there are still some problems to be solved.The rights and responsibilities of the par-ticipants in"insurance + futures"are not equal;insurance varieties are single;premium subsidy sharing mechanism is not sound;over-the-counter option pricing is not accurate,and the cost of replication is high.Therefore,the existing"insurance + futures"model should be optimized in various aspects to form standardized products and build a standardized system;clarify the distribution of rights and responsibilities among the participating parties;build a stable premium subsidy mechanism;improve the operation mechanism of the futures market,etc.,so as to give full play to the function of the real economy of the financial serv-ices,and to promote the high-quality development of the agricultural economy.

insurance + futuresagricultural risk managementagricultural management main bodyfutures options

陈文飞、李献刚

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美国约翰霍普金斯大学 克里格艺术与科学学院,巴尔的摩 21218

盐城工学院 经济管理学院,江苏 盐城 224051

保险+期货 农业风险管理 农业经营主体 期货期权

2024

盐城工学院学报(社会科学版)
盐城工学院

盐城工学院学报(社会科学版)

CHSSCD
影响因子:0.172
ISSN:1008-5092
年,卷(期):2024.37(1)
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