Facilitate or Hinder:the Impact of Digital Financial Inclusion on Farmers'Entrepreneurship
In recent years the uncerntainties in global economic development has increased,and China's job market is also facing severe challenges,especially in rural areas.While rural households'self-entrepreneurship can attract more labor and reduce employment pressure,digital inclusive finance can positively promote rural households'entrepreneurial behavior.Therefore,this paper uses the Digital Financial Inclusion Index of Peking University and the 2019 China Household Finance Survey Data of Southwestern University of Finance and Economics,testing with the Probit Model and the intermediary effect.The results showed that digital financial inclusion has a significant incentive effect on rural households'entrepreneurship,and social capital can strengthen the positive impact of digital financial inclusion on rural households'entrepreneurship.Heterogeneity analysis shows that the entrepreneurial incentive effect of digital financial inclusion on farmers in eastern China is more significant than that in central and western China.In order to give full play to the positive role of digital inclusive finance in farmers'entrepreneurship,the Chinese government should promote the publicity of digital inclusive financial products,improve farmers'financial literacy,strengthen the construction of inclusive financial infrastructure,and improve the digital payment system.
digital inclusive financefarmer's entrepreneurshipsocial capitalincentive effect
NETL
NSTL
万方数据
