首页|基于保险与信贷双驱动的粮食生产可持续发展研究

基于保险与信贷双驱动的粮食生产可持续发展研究

扫码查看
为创新金融服务,赋能粮食生产高质量转型与可持续发展,构建理论框架,解构保险与信贷对新时代粮食生产可持续发展影响的内在逻辑与作用机制,并利用2010-2020年我国30个省份的面板数据(统计数据未含西藏及港澳台地区,下同),采用基准回归和中介效应模型进行实证检验.结果表明:1)保险和信贷具有促进粮食生产可持续发展的直接效应和交互效应,适配着农户响应消费市场转型升级的供给端高质量行为需要;2)保险和信贷具有促进粮食生产可持续发展的空间异质性特征,主产区粮食生产可持续发展的保险与信贷供需存在匹配失衡问题;3)机制检验表明保险和信贷具有通过技术创新推动粮食生产可持续发展的中介效应,技术进步既需要保险的"保驾护航",也需要信贷的"活水养殖".因此,必须加强粮食生产转型升级和高质量发展行为需要的保险与信贷工具创新,强化粮食功能区粮食生产可持续行为需要的政策性保险与信贷规模效应,构建以可持续性技术变革为目标的保险与信贷适配体系及其长效机制.
Study on the sustainable development of food production based on the dual drive of insurance and credit
To innovate the financial services and empower the high-quality transformation and sustainable development of food production,a theoretical framework is established to deconstruct the internal logic and mechanism of the impact of insurance and credit on the sustainable development of food production in the new era.Empirical tests are carried out using benchmark regression and mediation effect models based on the panel data from 30 provinces in China from 2010 to 2020(The data do not include those of Xizang,Hong Kong,Macao and Taiwan regions.The same below).The results show that:1)Insurance and credit have the direct and interactive effects on promoting the sustainable development of food production,which match the supply-side high-quality behavioral needs of farmers in response to the transformation and upgrading of the consumer market;2)Insurance and credit display the spatial heterogeneity characteristic of promoting the sustainable development of food production,and there is an matching imbalance issue between the supply and demand of insurance and credit for the sustainable development of food production in main production areas;3)The results of mechanism test show that insurance and credit have the intermediary effect on promoting the sustainable development of food production through technological innovation,and the technological progress needs both the"escort"of insurance and the"live water breeding"of credit.Therefore,it is necessary to strengthen the innovation of insurance and credit tools required for the transformation and upgrading of food production and high-quality development,strengthen the scale effect of policy insurance and credit required for the sustainable behavior of food production in food functional zones,and build a system of insurance and credit adaptation and lits ong-term mechanism with the goal of sustainable technological change.

food productionsustainable developmentinsurance behaviorcredit behaviormechanism of action

罗光强、彭丽鹏

展开 >

湖南农业大学经济学院,长沙 410128

粮食生产 可持续发展 保险行为 信贷行为 作用机制

2025

中国农业大学学报
中国农业大学

中国农业大学学报

北大核心
影响因子:0.971
ISSN:1009-508X
年,卷(期):2025.30(1)