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数字普惠金融对共同富裕的空间动态影响分析

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基于中国城市层面数据和北京大学数字普惠金融指数,构建空间动态杜宾模型,从增收和改善收入分配的视角实证分析数字普惠金融对共同富裕的影响.研究结果显示:数字普惠金融对农村居民人均纯收入影响的短期直接效应显著为正;无论短期还是长期,数字普惠金融对城乡居民收入分配差距影响的间接效应均显著为负;相较于拓宽数字普惠金融覆盖广度和加深数字普惠金融使用深度,数字化程度的提高能同时达到增收和改善收入分配的目的,更有利于促进共同富裕.
Analysis of the spatial dynamic impact of digital inclusive finance on common prosperity
Based on the city-level data and Peking University Digital Inclusive Finance Index,this paper empirically analyzes the impact of digital inclusive finance on common prosperity from the perspectives of increasing income and improving income distribution.The results show that the short-term direct effect of digital inclusive finance on the net income per capita of rural residents is significantly positive;the indirect effects of digital inclusive finance on the income distribution gap between local urban and rural residents are significantly negative in both short-term and long-term;by comparing with widening the coverage breadth or deepening the usage depth,increasing digitalization can achieve both goals of increasing income and improving income distribution.

common prosperitydigital inclusive financespatial dynamic Durbin model

邹洋、徐靖文、姜沐汐

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南开大学经济学院,天津 300071

南开大学经济行为与政策模拟实验室,天津 300071

国家税务总局税收科学研究所,北京 100053

共同富裕 数字普惠金融 空间动态杜宾模型

天津市哲学社会科学规划项目

TJYJ22-002

2024

中国软科学
中国软科学研究会

中国软科学

CSTPCDCSSCICHSSCD北大核心
影响因子:2.793
ISSN:1002-9753
年,卷(期):2024.(5)
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