Impact of Digital Financial Inclusion on Cultivated Land Use Efficiency:Based on the Empirical Analysis of Central China from 2011 to 2020
The purpose of this paper is to investigate the impact effect of digital financial inclusion on cultivated land use efficiency.The research methods of super-efficient SBM model,two-way fixed effects model and mediation effect model were used.The research results showed that cultivated land use efficiency increased in volatility.Both the digital financial inclusion index and the sub-index had a significant positive effect on use efficiency.This effect was heterogeneous by province,period and scale of cultivated land.The mechanism analyses indicated that digital financial inclusion can promoted the cultivated land use efficiency by increasing the disposable income of farmers and the fixed asset investment in the primary industry.In conclusion,this study proposed to promote high-quality development of digital financial inclusion to further motivate the positive effects of credit,investment and insurance on cultivated land use efficiency.Relevant agencies should accurately match the demand for financial services and improve cultivated land use efficiency by increasing farmers'incomes and fixed asset investment in the primary sector.
cultivated land use efficiencydigital financial inclusiontwo-way fixed effectsmediation effect model
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