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生态资产抵质押机制研究

Research on the Mechanism of Ecological Asset Collateral

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党的二十届三中全会提出,"健全生态产品价值实现机制","加快完善落实绿水青山就是金山银山理念的体制机制".实现"绿水青山"向"金山银山"的相互转化是践行"两山"理念的核心要义.从生态资源到生态资产,再从生态资产到生态资本,最后以生态资本进一步做优做强生态资源是盘活生态资源、实现生态资源良性循环的重要路径.本文立足金融支持生态产品价值转化的浙江"丽水模式",研究对比国内外对森林生态系统、农田生态系统、湿地生态系统等生态资源的保护开发机制,挖掘丽水市生态资产抵质押机制现有模式的特点与不足,并立足当前生态资产抵质押体制机制建设不健全、生态资产价值评估困难、风险处置难度较大等问题,针对性地提出政策建议和工作思路,希望为探索建立更加合理、更具操作性、可持续发展的生态资产抵质押机制提供有益参考.
The Third Plenary Session of the 20th Communist Party of China Central Committee proposed to"perfect the mechanism for realizing the value of ecological products"and to"accelerate the perfection and implementation of institutional mechanisms that embody the concept that lucid waters and lush mountains are invaluable assets".The core essence of practicing the"Two Mountains"Theory involves the transformation from"lucid waters and lush mountains"to"gold and silver mountains".This process entails transitioning from ecological resources to ecological assets and then from ecological assets to ecological capital.Ultimately,leveraging ecological capital to optimize and enhance ecological resources is a crucial pathway for invigorating ecological resources and achieving a virtuous cycle in their utilization.This paper,grounded in the"Lishui Model"of financial support for the value transformation of ecological products,conducts a comparative analysis of domestic and international mechanisms for the protection and development of various ecological resources,including forest ecosystems,farmland ecosystems,and wetland ecosystems.It examines the characteristics and shortcomings of the existing ecological asset mortgage mechanism in Lishui City.The paper addresses issues related to the underdeveloped ecological asset mortgage system,challenges in evaluating the value of ecological assets,and difficulties in risk management.In response,it proposes specific policy recommendations and strategies aimed at establishing a more effective,operational,and sustainable ecological asset mortgage mechanism.The objective is to provide valuable insights for the development of a more robust and functional system for managing ecological assets.

Ecological AssetsCollateral MechanismsThe Value Transformation of Ecological ProductsLishui Model

中国人民银行丽水市分行课题组

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中国人民银行丽水市分行,浙江丽水 323000

生态资产 抵质押机制 生态产品价值实现 丽水模式

2024

浙江金融
浙江省金融学会

浙江金融

影响因子:0.644
ISSN:1005-0167
年,卷(期):2024.(10)