首页|农业保险保障水平与农业收入的"倒U型"关系——基于农业产业融合视角

农业保险保障水平与农业收入的"倒U型"关系——基于农业产业融合视角

扫码查看
基于2008-2020 年中国除港澳台藏外 30 个省份的面板数据,利用固定效应模型、Ⅳ-2SLS法等工具,探讨农业保险保障水平对农业收入的影响效果及机制路径。研究发现,农业保险保障水平与农业收入间存在显著且稳健的"倒U型"关系,拐点值为农业保险保障水平等于 83。09%。农业产业融合在农业保险保障水平促进农业增收的机制中发挥了部分中介效应,中介效应占比为82。24%。据此建议加快农险产品创新和保险责任扩充,推动农业保险"增品、提标、扩面",为农业增收提供全面的风险保障。
An"inverted U-shaped"relationship between agricultural insurance coverage level and agri-cultural income:from perspective of agricultural industry integration
Based on the panel data of 30 provinces in China(excluding Hong Kong,Macao,Taiwan and Xizang)from 2008 to 2020,the fixed effect model,Ⅳ-2SLS method and other tools were adopted to explore the impact of ag-ricultural insurance coverage level on agricultural income and its mechanism path.It was found that there was a sig-nificant and robust"inverted U-shaped"relationship between the agricultural insurance coverage level and agricultur-al income,with a turning point value of 83.09%for the agricultural insurance coverage level.The agricultural indus-try integration played a part of the mesomeric effect in the mechanism of agricultural insurance coverage level promo-ting agricultural income increase,with the mesomeric effect accounting for 82.24%.Thus,it was proposed to accel-erate the innovation of agricultural insurance products and the expansion of insurance liabilities,promote the"addi-tion,upgrading,and expansion"of agricultural insurance,and provide comprehensive risk protection for increasing agricultural income.

agricultural insurance coverage levelagricultural incomeagricultural industry integration

魏超、陈盛伟、牛浩、李政

展开 >

山东农业大学 经济管理学院,山东 泰安 271018

山东理工大学 经济学院,山东 淄博 255000

农业保险保障水平 农业收入 农业产业融合

国家自然科学基金国家自然科学基金青年科学基金

7177306771803103

2024

浙江农业学报
浙江省农业科学院 浙江省农学会

浙江农业学报

CSTPCD北大核心
影响因子:0.765
ISSN:1004-1524
年,卷(期):2024.36(1)
  • 24