Study on the impact of digital financial inclusion on the resilience of agricultural economy from the perspective of entrepreneurship and innovation——The threshold effect of traditional financial competition
Digital financial inclusion points out a new direction for the improvement of the resilience level of the agricultural econo-my,which is of great significance for guaranteeing agricultural modernization and realizing rural revitalization.Based on the panel data of 31 provinces in China from 2011 to 2021,this paper constructed the comprehensive level index of agricultural economic resilience,and used the panel regression model to explore the impact and mechanism of digital financial inclusion on agricultural economic resilience.The results showed that:Digital inclusive finance could significantly enhance the resilience of the agricultural economy;in terms of sub-dimensions,the breadth of coverage had the greatest role in promoting the resilience of the agricultural economy,followed by the depth of use,and the smallest degree of digitization;in terms of subregions,the promotion of the resilience of the agricultural economy of the eastern region of the digital inclusive finance was better than that of the central and western regions;the digital inclusive finance could enhance the level of the resilience of the agricultural economy through the promotion of rural innovation and entrepreneurship;the tradi-tional financial competition in digital inclusive finance to promote the level of agricultural economic resilience of the threshold role,the more intense the traditional financial competition,the stronger the role of agricultural economic resilience level.In the future,digital in-clusive finance should be vigorously developed,and the development of digital inclusive finance should be coordinated according to local conditions,so as to improve the vitality of innovation and entrepreneurship in rural areas and guide the healthy competition of traditional finance.
digital inclusive financeagricultural economic resiliencerural innovation and entrepreneurshiptraditional financial competition
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